In today’s real estate market, creative financing options are becoming more important than ever—especially in states like Oklahoma, where buyers and sellers alike are looking for flexible solutions to close deals faster. One increasingly popular method is owner financing, also known as seller financing. Instead of going through traditional banks, the buyer and seller work directly to structure the purchase terms, making homeownership or investment opportunities more accessible. Whether you’re an investor building your portfolio, a first-time homebuyer facing strict lending standards, or a seller looking to attract more buyers while earning steady income, understanding how owner financing works can open the door to new possibilities.